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7 Tips to help you prepare for ownership

  • Check your credit rating and correct any errors.
  • Calculate a comfortable monthly budget, including the down payment and monthly payment.
  • Find a loan program and become pre-qualified (and, preferably, pre-approved).
  • Choose an experienced realtor, who knows the local marketplace and understands what you seek in a home.
  • Work with your realtor to find a neighborhood that matches you needs.
  • Make a list of the amenities you seek in a home.
  • Avoid making big purchases at this time, such as cars or appliances.

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