7 Tips to help you prepare for ownership

Check your credit rating and correct any errors.
Calculate a comfortable monthly budget, including the down payment and monthly payment.
Find a loan program and become pre-qualified (and, preferably, pre-approved).
Choose an experienced realtor, who knows the local marketplace and understands what you seek in a home.
Work with your realtor to find a neighborhood that matches you needs.
Make a list of the amenities you seek in a home.
Avoid making big purchases at this time, such as cars or appliances.